{"id":45604,"date":"2026-05-30T18:03:48","date_gmt":"2026-05-30T09:03:48","guid":{"rendered":"https:\/\/sundalandstar.com\/?p=45604"},"modified":"2026-05-30T18:03:48","modified_gmt":"2026-05-30T09:03:48","slug":"thanh-toan-xuyen-bien-gioi-la-gi-doanh-nghiep-b2b-co-the-su-dung-payoneer-nhu-the-nao-cho-giao-dich-toan-cau","status":"publish","type":"post","link":"https:\/\/sundalandstar.com\/?p=45604","title":{"rendered":"Thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi l\u00e0 g\u00ec? Doanh nghi\u1ec7p B2B c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng Payoneer nh\u01b0 th\u1ebf n\u00e0o cho giao d\u1ecbch to\u00e0n c\u1ea7u"},"content":{"rendered":"

M\u1edf r\u1ed9ng ra th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf
\ngi\u1edd \u0111\u00e2y kh\u00f4ng c\u00f2n l\u00e0 m\u1ed9t b\u01b0\u1edbc \u0111i t\u00e1o b\u1ea1o n\u1eefa m\u00e0 \u0111\u00e3 tr\u1edf th\u00e0nh con \u0111\u01b0\u1eddng ph\u00e1t
\ntri\u1ec3n t\u1ef1 nhi\u00ean c\u1ee7a nhi\u1ec1u doanh nghi\u1ec7p. Tuy nhi\u00ean, khi quy m\u00f4 t\u0103ng l\u00ean, b\u1ea1n s\u1ebd
\ns\u1edbm nh\u1eadn ra m\u1ed9t th\u00e1ch th\u1ee9c r\u1ea5t c\u1ee5 th\u1ec3: thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi tr\u1edf n\u00ean ph\u1ee9c
\nt\u1ea1p h\u01a1n theo t\u1eebng giai \u0111o\u1ea1n t\u0103ng tr\u01b0\u1edfng.<\/p>\n

V\u00ed d\u1ee5, m\u1ed9t doanh nghi\u1ec7p d\u1ecbch v\u1ee5
\nk\u1ef9 thu\u1eadt s\u1ed1 t\u1ea1i Vi\u1ec7t Nam nh\u1eadn thanh to\u00e1n t\u1eeb kh\u00e1ch h\u00e0ng qu\u1ed1c t\u1ebf b\u1eb1ng USD c\u00f3 th\u1ec3
\nth\u1ea5y r\u1eb1ng m\u1ee9c ch\u00eanh l\u1ec7ch t\u1ef7 gi\u00e1 ch\u1ec9 kho\u1ea3ng 3% tr\u00ean doanh thu h\u00e0ng n\u0103m 5 tri\u1ec7u
\nUSD th\u1ef1c t\u1ebf khi\u1ebfn h\u1ecd m\u1ea5t t\u1edbi 150.000 USD m\u1ed7i n\u0103m. \u0110\u00e2y l\u00e0 kho\u1ea3n ti\u1ec1n ho\u00e0n to\u00e0n
\nc\u00f3 th\u1ec3 t\u00e1i \u0111\u1ea7u t\u01b0 v\u00e0o tuy\u1ec3n d\u1ee5ng, ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m ho\u1eb7c m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng
\nkinh doanh. Payoneer l\u00e0 m\u1ed9t n\u1ec1n t\u1ea3ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi \u0111ang gi\u00fap doanh
\nnghi\u1ec7p gi\u1ea3i quy\u1ebft ch\u00ednh x\u00e1c v\u1ea5n \u0111\u1ec1 n\u00e0y.<\/p>\n

C\u00f3
\nm\u1ed9t nhu c\u1ea7u c\u1ea5p thi\u1ebft v\u1ec1 c\u00e1c kho\u1ea3n thanh
\nto\u00e1n qu\u1ed1c t\u1ebf chi ph\u00ed th\u1ea5p cho n\u1ec1n kinh t\u1ebf \u0111ang ph\u00e1t tri\u1ec3n c\u1ee7a Vi\u1ec7t Nam<\/a>.V\u00e0 v\u1edbi s\u1ed1
\nl\u01b0\u1ee3ng c\u00f4ng ty Vi\u1ec7t Nam xu\u1ea5t kh\u1ea9u ra to\u00e0n c\u1ea7u ng\u00e0y c\u00e0ng t\u0103ng, vi\u1ec7c qu\u1ea3n l\u00fd giao d\u1ecbch qu\u1ed1c t\u1ebf m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 t\u1ea1i Vi\u1ec7t Nam<\/a> l\u00e0 m\u1ed9t \u01b0u
\nti\u00ean. \u0110\u00e2y l\u00e0 l\u00fac \u0111\u1ec3 c\u00e1c d\u1ecbch v\u1ee5
\nthanh to\u00e1n to\u00e0n c\u1ea7u c\u1ee7a Payoneer<\/b> t\u1ea1i Vi\u1ec7t Nam<\/a> ch\u1ee9ng minh
\nl\u1ee3i th\u1ebf \u2013 cung c\u1ea5p c\u00e1c l\u1ef1a ch\u1ecdn thay th\u1ebf hi\u1ec7n \u0111\u1ea1i v\u00e0 minh b\u1ea1ch so v\u1edbi ng\u00e2n h\u00e0ng
\ntruy\u1ec1n th\u1ed1ng.<\/p>\n

\u00a0<\/p>\n

B\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u00fap b\u1ea1n hi\u1ec3u
\nr\u00f5 c\u00e1ch d\u00f2ng ti\u1ec1n di chuy\u1ec3n tr\u00ean to\u00e0n c\u1ea7u v\u00e0 c\u00e1ch c\u00e1c n\u1ec1n t\u1ea3ng FinTech m\u1edbi nh\u01b0
\nPayoneer lo\u1ea1i b\u1ecf nh\u1eefng r\u00e0o c\u1ea3n v\u00f4 h\u00ecnh \u0111\u00f3. Ch\u00fang ta s\u1ebd c\u00f9ng t\u00ecm hi\u1ec3u:<\/p>\n

\u00a0 \u00a0 \u00a0\u2022 c\u00e1ch ch\u00eanh l\u1ec7ch t\u1ef7 gi\u00e1 nh\u1ecf v\u00e0
\nph\u00ed trung gian l\u00e0m gi\u1ea3m l\u1ee3i nhu\u1eadn khi doanh nghi\u1ec7p m\u1edf r\u1ed9ng quy m\u00f4;<\/p>\n

\u00a0 \u00a0 \u00a0\u2022 c\u00e1ch c\u00e1c kho\u1ea3n thanh to\u00e1n ch\u1eadm ho\u1eb7c sai h\u01b0\u1edbng t\u1ea1o ra r\u1ee7i ro v\u1eadn h\u00e0nh d\u00e2y
\nchuy\u1ec1n;
\n\u2022 l\u00fd do qu\u1ea3n l\u00fd ri\u00eang bi\u1ec7t d\u00f2ng ti\u1ec1n v\u00e0o v\u00e0 d\u00f2ng ti\u1ec1n ra l\u00e0m t\u0103ng chi ph\u00ed v\u00e0 \u0111\u1ed9
\nph\u1ee9c t\u1ea1p;<\/p>\n

\u00a0 \u00a0 \u00a0\u2022 c\u00e1ch n\u1eafm gi\u1eef v\u00e0 s\u1eed d\u1ee5ng qu\u1ef9 b\u1eb1ng nhi\u1ec1u lo\u1ea1i ti\u1ec1n t\u1ec7 gi\u00fap b\u1ea3o v\u1ec7 l\u1ee3i nhu\u1eadn;<\/p>\n

\u00a0 \u00a0 \u00a0\u2022 v\u00e0 c\u00e1ch c\u00e1c n\u1ec1n t\u1ea3ng t\u00edch h\u1ee3p nh\u01b0 Payoneer bi\u1ebfn thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi
\nth\u00e0nh m\u1ed9t h\u1ec7 th\u1ed1ng c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t v\u00e0 v\u1eadn h\u00e0nh l\u1eb7p l\u1ea1i hi\u1ec7u qu\u1ea3.<\/p>\n

Thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi l\u00e0
\ng\u00ec?<\/h2>\n

N\u00f3i m\u1ed9t c\u00e1ch \u0111\u01a1n gi\u1ea3n, thanh
\nto\u00e1n xuy\u00ean bi\u00ean gi\u1edbi l\u00e0 giao d\u1ecbch trong \u0111\u00f3 ti\u1ec1n \u0111\u01b0\u1ee3c chuy\u1ec3n gi\u1eefa c\u00e1c t\u1ed5 ch\u1ee9c
\nho\u1eb7c c\u00e1 nh\u00e2n \u1edf c\u00e1c qu\u1ed1c gia kh\u00e1c nhau. Trong b\u1ed1i c\u1ea3nh B2B, c\u00e1c giao d\u1ecbch n\u00e0y
\n\u0111\u00f3ng vai tr\u00f2 nh\u01b0 m\u1ea1ch m\u00e1u c\u1ee7a c\u00e1c h\u1ee3p \u0111\u1ed3ng qu\u1ed1c t\u1ebf.<\/p>\n

S\u1ef1 ph\u1ee9c t\u1ea1p b\u1eaft \u0111\u1ea7u xu\u1ea5t hi\u1ec7n
\nkhi d\u00f2ng ti\u1ec1n c\u1ee7a b\u1ea1n ph\u1ea3i \u0111i qua nhi\u1ec1u h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, t\u1ef7 gi\u00e1 chuy\u1ec3n \u0111\u1ed5i
\nti\u1ec1n t\u1ec7 v\u00e0 quy \u0111\u1ecbnh \u0111\u1ecba ph\u01b0\u01a1ng kh\u00e1c nhau. Mu\u1ed1n t\u0103ng tr\u01b0\u1edfng hi\u1ec7u qu\u1ea3, doanh
\nnghi\u1ec7p c\u1ea7n bi\u1ebfn h\u00e0nh tr\u00ecnh \u0111\u1ea7y tr\u1edf ng\u1ea1i n\u00e0y th\u00e0nh m\u1ed9t quy tr\u00ecnh \u0111\u01a1n gi\u1ea3n v\u00e0
\ntr\u01a1n tru h\u01a1n.<\/p>\n

Thanh to\u00e1n B2B xuy\u00ean bi\u00ean gi\u1edbi
\nv\u00e0 chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf truy\u1ec1n th\u1ed1ng<\/h2>\n

Thanh to\u00e1n th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed
\nB2B c\u1ea7n m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c kh\u00e1c ho\u00e0n to\u00e0n so v\u1edbi chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf th\u00f4ng th\u01b0\u1eddng.
\nM\u1ee9c \u0111\u1ed9 r\u1ee7i ro v\u00e0 t\u00e1c \u0111\u1ed9ng c\u0169ng l\u1edbn h\u01a1n r\u1ea5t nhi\u1ec1u.<\/p>\n

H\u00e3y t\u01b0\u1edfng t\u01b0\u1ee3ng m\u1ed9t c\u00f4ng ty
\nd\u1ecbch v\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1 ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c nh\u1eadn thanh to\u00e1n \u0111\u00fang h\u1ea1n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ti\u1ebfn
\n\u0111\u1ed9 c\u00f4ng vi\u1ec7c. N\u1ebfu m\u1ed9t kho\u1ea3n thanh to\u00e1n qu\u1ed1c t\u1ebf b\u1ecb \u0111\u00ecnh tr\u1ec7 do sai s\u00f3t nh\u1ecf trong
\nth\u00f4ng tin giao d\u1ecbch, c\u00e1c kho\u1ea3n chi tr\u1ea3 d\u1ef1 ki\u1ebfn c\u00f3 th\u1ec3 b\u1ecb ch\u1eadm l\u1ea1i. \u0110i\u1ec1u n\u00e0y t\u1ea1o
\nra hi\u1ec7u \u1ee9ng domino: cam k\u1ebft v\u1edbi nh\u00e0 cung c\u1ea5p b\u1ecb \u1ea3nh h\u01b0\u1edfng, ti\u1ebfn \u0111\u1ed9 d\u1ef1 \u00e1n ch\u1eadm
\ntr\u1ec5 v\u00e0 \u0111\u1ed9i ng\u0169 tri\u1ec3n khai m\u1ea5t \u0111i \u0111\u00e0 l\u00e0m vi\u1ec7c.<\/p>\n

Nh\u1eefng n\u1ec1n t\u1ea3ng nh\u01b0 Payoneer
\ncung c\u1ea5p c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng chuy\u00ean bi\u1ec7t \u0111\u1ec3 ng\u0103n ch\u1eb7n c\u00e1c v\u1ea5n \u0111\u1ec1 n\u00e0y. Doanh nghi\u1ec7p c\u00f3
\nth\u1ec3 qu\u1ea3n l\u00fd th\u00f4ng tin t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng n\u1ed9i \u0111\u1ecba b\u1eb1ng nhi\u1ec1u lo\u1ea1i ti\u1ec1n t\u1ec7 l\u1edbn,
\ngi\u00fap kh\u00e1ch h\u00e0ng thanh to\u00e1n nh\u01b0 th\u1ec3 b\u1ea1n \u0111ang ho\u1ea1t \u0111\u1ed9ng t\u1ea1i ch\u00ednh qu\u1ed1c gia c\u1ee7a
\nh\u1ecd, \u0111\u1ed3ng th\u1eddi tr\u00e1nh ho\u00e0n to\u00e0n chu\u1ed7i trung gian c\u1ee7a h\u1ec7 th\u1ed1ng SWIFT.<\/p>\n

C\u00e1c lo\u1ea1i gi\u1ea3i ph\u00e1p thanh to\u00e1n
\nxuy\u00ean bi\u00ean gi\u1edbi cho doanh nghi\u1ec7p<\/h2>\n

H\u1ea7u h\u1ebft doanh nghi\u1ec7p hi\u1ec7n nay
\nth\u01b0\u1eddng l\u1ef1a ch\u1ecdn gi\u1eefa ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u00e0 c\u00e1c n\u1ec1n t\u1ea3ng FinTech linh ho\u1ea1t
\nh\u01a1n. Ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c giao d\u1ecbch th\u1ec9nh tho\u1ea3ng ph\u00e1t sinh, nh\u01b0ng
\nth\u01b0\u1eddng thi\u1ebfu t\u1ed1c \u0111\u1ed9 v\u00e0 kh\u1ea3 n\u0103ng t\u00edch h\u1ee3p k\u1ef9 thu\u1eadt s\u1ed1 m\u00e0 th\u01b0\u01a1ng m\u1ea1i xuy\u00ean bi\u00ean
\ngi\u1edbi hi\u1ec7n \u0111\u1ea1i y\u00eau c\u1ea7u.<\/p>\n

C\u00e1c n\u1ec1n t\u1ea3ng x\u1eed
\nl\u00fd thanh to\u00e1n th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed B2B<\/a>
\nnh\u01b0 Payoneer \u0111ang gi\u1ea3i quy\u1ebft tr\u1ef1c di\u1ec7n v\u1ea5n \u0111\u1ec1 n\u00e0y. Thay v\u00ec ph\u1ea3i gh\u00e9p n\u1ed1i nhi\u1ec1u
\nh\u1ec7 th\u1ed1ng ri\u00eang l\u1ebb, doanh nghi\u1ec7p c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng m\u1ed9t b\u1ed9 c\u00f4ng c\u1ee5 th\u1ed1ng nh\u1ea5t.<\/p>\n

V\u00ed d\u1ee5, m\u1ed9t c\u00f4ng ty gia c\u00f4ng
\nCNTT c\u00f3 th\u1ec3 nh\u1eadn thanh to\u00e1n b\u1eb1ng USD t\u1eeb kh\u00e1ch h\u00e0ng t\u1ea1i M\u1ef9 v\u00e0 ngay l\u1eadp t\u1ee9c s\u1eed
\nd\u1ee5ng s\u1ed1 d\u01b0 \u0111\u00f3 \u0111\u1ec3 thanh to\u00e1n cho \u0111\u1ed9i ng\u0169 ph\u00e1t tri\u1ec3n t\u1ea1i \u1ea4n \u0110\u1ed9 ho\u1eb7c Philippines,
\ntr\u00e1nh \u0111\u01b0\u1ee3c chi ph\u00ed chuy\u1ec3n \u0111\u1ed5i ti\u1ec1n t\u1ec7 hai l\u1ea7n.<\/p>\n

Vai tr\u00f2 c\u1ee7a SWIFT trong thanh
\nto\u00e1n xuy\u00ean bi\u00ean gi\u1edbi<\/h2>\n

H\u00e3y h\u00ecnh dung SWIFT gi\u1ed1ng nh\u01b0
\nm\u1ed9t \u201cd\u1ecbch v\u1ee5 b\u01b0u ch\u00ednh to\u00e0n c\u1ea7u\u201d d\u00e0nh cho ti\u1ec1n t\u1ec7. \u0110\u00e2y l\u00e0 m\u1ea1ng l\u01b0\u1edbi ti\u00eau chu\u1ea9n
\ngi\u00fap c\u00e1c ng\u00e2n h\u00e0ng tr\u00ean th\u1ebf gi\u1edbi giao ti\u1ebfp v\u1edbi nhau. Tuy nhi\u00ean, ti\u1ec1n th\u01b0\u1eddng
\nph\u1ea3i \u0111i qua nhi\u1ec1u ng\u00e2n h\u00e0ng trung gian tr\u01b0\u1edbc khi \u0111\u1ebfn \u0111\u00edch. M\u1ed7i \u0111i\u1ec3m d\u1eebng \u0111\u1ec1u
\nl\u00e0m t\u0103ng th\u1eddi gian x\u1eed l\u00fd v\u00e0 ph\u00e1t sinh th\u00eam c\u00e1c kho\u1ea3n ph\u00ed \u1ea9n.<\/p>\n

Vai tr\u00f2 c\u1ee7a SWIFT trong thanh
\nto\u00e1n xuy\u00ean bi\u00ean gi\u1edbi hi\u1ec7n \u0111ang \u0111\u01b0\u1ee3c c\u00e1c n\u1ec1n t\u1ea3ng FinTech n\u00e2ng c\u1ea5p b\u1eb1ng kh\u1ea3 n\u0103ng
\ntheo d\u00f5i minh b\u1ea1ch h\u01a1n. Doanh nghi\u1ec7p c\u00f3 th\u1ec3 bi\u1ebft ch\u00ednh x\u00e1c ti\u1ec1n c\u1ee7a m\u00ecnh \u0111ang \u1edf
\n\u0111\u00e2u, li\u1ec7u kho\u1ea3n ti\u1ec1n \u0111ang d\u1eebng t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng trung gian \u1edf Frankfurt hay \u0111\u00e3
\n\u0111\u1ebfn Singapore th\u00e0nh c\u00f4ng.<\/p>\n

Gi\u1ea3i th\u00edch v\u1ec1 n\u1ec1n t\u1ea3ng thanh
\nto\u00e1n xuy\u00ean bi\u00ean gi\u1edbi<\/h2>\n

Qu\u1ea3n l\u00fd nhi\u1ec1u c\u1ed5ng thanh to\u00e1n
\ncho c\u00e1c khu v\u1ef1c kh\u00e1c nhau th\u01b0\u1eddng khi\u1ebfn doanh nghi\u1ec7p \u0111au \u0111\u1ea7u. M\u1ed9t n\u1ec1n t\u1ea3ng thanh
\nto\u00e1n xuy\u00ean bi\u00ean gi\u1edbi chuy\u00ean d\u1ee5ng ho\u1ea1t \u0111\u1ed9ng nh\u01b0 trung t\u00e2m t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u c\u1ee7a
\ndoanh nghi\u1ec7p, t\u1eadp trung vi\u1ec7c l\u1eadp h\u00f3a \u0111\u01a1n, chuy\u1ec3n \u0111\u1ed5i ti\u1ec1n t\u1ec7 v\u00e0 \u0111\u1ed1i so\u00e1t giao
\nd\u1ecbch t\u1ea1i m\u1ed9t n\u01a1i.<\/p>\n

\u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng
\n\u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p c\u1ea7n qu\u1ea3n l\u00fd giao d\u1ecbch n\u1ed9i b\u1ed9 ho\u1eb7c lu\u00e2n chuy\u1ec3n d\u00f2ng
\nti\u1ec1n gi\u1eefa c\u00e1c c\u00f4ng ty con qu\u1ed1c t\u1ebf. N\u1ec1n t\u1ea3ng n\u00e0y gi\u00fap doanh nghi\u1ec7p ki\u1ec3m so\u00e1t
\nto\u00e0n b\u1ed9 d\u00f2ng ti\u1ec1n, thay th\u1ebf vi\u1ec7c ph\u1ecfng \u0111o\u00e1n b\u1eb1ng m\u1ed9t ngu\u1ed3n d\u1eef li\u1ec7u \u0111\u00e1ng tin c\u1eady
\nduy nh\u1ea5t.<\/p>\n

Khi t\u00edch h\u1ee3p tr\u1ef1c ti\u1ebfp v\u1edbi c\u00e1c
\nph\u1ea7n m\u1ec1m nh\u01b0 QuickBooks ho\u1eb7c Xero, m\u1ecdi giao d\u1ecbch \u0111\u1ec1u \u0111\u01b0\u1ee3c ph\u00e2n lo\u1ea1i t\u1ef1 \u0111\u1ed9ng,
\ngi\u00fap ti\u1ebft ki\u1ec7m \u0111\u00e1ng k\u1ec3 th\u1eddi gian nh\u1eadp li\u1ec7u th\u1ee7 c\u00f4ng v\u00e0o cu\u1ed1i th\u00e1ng.<\/p>\n

\u00a0<\/p>\n

C\u1ed5ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi
\ncho doanh nghi\u1ec7p to\u00e0n c\u1ea7u<\/h2>\n

C\u1ed5ng thanh to\u00e1n gi\u1ed1ng nh\u01b0 \u201cc\u00e1nh
\nc\u1ed5ng\u201d \u0111\u01b0a d\u00f2ng ti\u1ec1n v\u00e0o h\u1ec7 th\u1ed1ng c\u1ee7a doanh nghi\u1ec7p. M\u1eb7c d\u00f9 c\u00e1c c\u1ed5ng thanh to\u00e1n
\nxuy\u00ean bi\u00ean gi\u1edbi r\u1ea5t hi\u1ec7u qu\u1ea3 \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch s\u1ed1 ri\u00eang l\u1ebb, d\u1ecbch v\u1ee5 c\u1ee7a
\nch\u00fang th\u01b0\u1eddng k\u1ebft th\u00fac ngay khi kho\u1ea3n thanh to\u00e1n \u0111\u01b0\u1ee3c kh\u1edfi t\u1ea1o.<\/p>\n

\u0110\u1ed1i v\u1edbi doanh nghi\u1ec7p B2B, \u0111\u00e2y
\nm\u1edbi ch\u1ec9 l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean. M\u1ed9t n\u1ec1n t\u1ea3ng thanh to\u00e1n to\u00e0n di\u1ec7n cho ph\u00e9p doanh
\nnghi\u1ec7p gi\u1eef ti\u1ec1n trong t\u00e0i kho\u1ea3n \u0111a ti\u1ec1n t\u1ec7. \u0110\u00e2y l\u00e0 m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c quan tr\u1ecdng:
\nn\u1ebfu \u0111\u1ed3ng Euro \u0111ang m\u1ea1nh \u1edf th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, b\u1ea1n c\u00f3 th\u1ec3 gi\u1eef doanh thu b\u1eb1ng EUR
\ntrong t\u00e0i kho\u1ea3n v\u00e0 ch\u1edd th\u1eddi \u0111i\u1ec3m t\u1ef7 gi\u00e1 thu\u1eadn l\u1ee3i h\u01a1n \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i, t\u1eeb \u0111\u00f3 b\u1ea3o
\nv\u1ec7 bi\u00ean l\u1ee3i nhu\u1eadn.<\/p>\n

\u0110\u1ecbnh h\u00ecnh l\u1ea1i thanh to\u00e1n xuy\u00ean
\nbi\u00ean gi\u1edbi v\u1edbi FinTech<\/h2>\n

Cu\u1ed9c c\u00e1ch m\u1ea1ng FinTech trong
\nl\u0129nh v\u1ef1c thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi xoay quanh s\u1ef1 t\u00edch h\u1ee3p. V\u1edbi Payoneer, doanh
\nnghi\u1ec7p c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn thanh to\u00e1n t\u1eeb m\u1ed9t kh\u00e1ch h\u00e0ng \u1edf New York, gi\u1eef s\u1ed1 d\u01b0
\nb\u1eb1ng USD \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro bi\u1ebfn \u0111\u1ed9ng t\u1ef7 gi\u00e1 v\u00e0 d\u00f9ng ch\u00ednh kho\u1ea3n ti\u1ec1n \u0111\u00f3 \u0111\u1ec3
\nthanh to\u00e1n cho nh\u00e0 cung c\u1ea5p t\u1ea1i Jaipur.<\/p>\n

Vi\u1ec7c gi\u1eef ti\u1ec1n trong c\u00f9ng m\u1ed9t h\u1ec7
\nsinh th\u00e1i gi\u00fap doanh nghi\u1ec7p tr\u00e1nh c\u00e1c l\u1ea7n chuy\u1ec3n \u0111\u1ed5i ti\u1ec1n t\u1ec7 kh\u00f4ng c\u1ea7n thi\u1ebft v\u00e0
\nt\u0103ng t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd giao d\u1ecbch. V\u1edbi c\u00e1c doanh nghi\u1ec7p quy m\u00f4 l\u1edbn h\u01a1n, b\u1ea1n c\u00f3 th\u1ec3
\nth\u1ef1c hi\u1ec7n t\u1edbi 1.000 giao d\u1ecbch to\u00e0n c\u1ea7u ch\u1ec9 v\u1edbi m\u1ed9t l\u1ea7n t\u1ea3i t\u1ec7p CSV. H\u1ec7 th\u1ed1ng
\nthanh to\u00e1n l\u00fac n\u00e0y kh\u00f4ng c\u00f2n l\u00e0 n\u00fat th\u1eaft v\u1eadn h\u00e0nh m\u00e0 tr\u1edf th\u00e0nh \u0111\u1ed9ng l\u1ef1c th\u00fac
\n\u0111\u1ea9y hi\u1ec7u qu\u1ea3 kinh doanh.<\/p>\n

C\u00e1ch l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p thanh
\nto\u00e1n B2B xuy\u00ean bi\u00ean gi\u1edbi ph\u00f9 h\u1ee3p<\/h2>\n

Vi\u1ec7c l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p thanh
\nto\u00e1n B2B xuy\u00ean bi\u00ean gi\u1edbi ph\u00f9 h\u1ee3p ph\u1ee5 thu\u1ed9c v\u00e0o l\u1ed9 tr\u00ecnh ph\u00e1t tri\u1ec3n c\u1ee7a doanh
\nnghi\u1ec7p. H\u00e3y t\u00ecm nh\u1eefng nh\u00e0 cung c\u1ea5p c\u00f3 t\u1ef7 gi\u00e1 minh b\u1ea1ch v\u00e0 kh\u1ea3 n\u0103ng \u0111\u00e1p \u1ee9ng c\u00e1c
\ny\u00eau c\u1ea7u tu\u00e2n th\u1ee7 t\u1ea1i th\u1ecb tr\u01b0\u1eddng m\u1ee5c ti\u00eau c\u1ee7a b\u1ea1n. \u0110\u1eebng ch\u1ec9 \u0111\u00e1nh gi\u00e1 chi ph\u00ed
\nhi\u1ec7n t\u1ea1i m\u00e0 h\u00e3y xem x\u00e9t c\u1ea3 nhu c\u1ea7u t\u01b0\u01a1ng lai.<\/p>\n

Khi doanh nghi\u1ec7p m\u1edf r\u1ed9ng, b\u1ea1n
\ns\u1ebd c\u1ea7n m\u1ed9t \u0111\u1ed1i t\u00e1c thanh to\u00e1n c\u00f3 h\u1ec7 th\u1ed1ng qu\u1ea3n tr\u1ecb m\u1ea1nh m\u1ebd, \u0111\u1ed9 b\u1ea3o m\u1eadt cao v\u00e0
\nh\u1ed7 tr\u1ee3 \u0111a ti\u1ec1n t\u1ec7. Gi\u1ea3i ph\u00e1p l\u00fd t\u01b0\u1edfng n\u00ean gi\u1eef m\u1ecdi th\u1ee9 \u0111\u01a1n gi\u1ea3n d\u00f9 b\u1ea1n \u0111ang ph\u1ee5c
\nv\u1ee5 hai kh\u00e1ch h\u00e0ng qu\u1ed1c t\u1ebf hay hai tr\u0103m kh\u00e1ch h\u00e0ng.<\/p>\n

C\u00e1c c\u00f4ng ty thanh to\u00e1n xuy\u00ean
\nbi\u00ean gi\u1edbi h\u00e0ng \u0111\u1ea7u v\u00e0 nh\u1eefng g\u00ec h\u1ecd cung c\u1ea5p<\/h2>\n

Th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay c\u00f3 r\u1ea5t
\nnhi\u1ec1u c\u00f4ng ty thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi, nh\u01b0ng ph\u1ea7n l\u1edbn v\u1eabn ch\u1ec9 t\u1eadp trung v\u00e0o
\nvi\u1ec7c chuy\u1ec3n ti\u1ec1n t\u1eeb \u0111i\u1ec3m A \u0111\u1ebfn \u0111i\u1ec3m B. C\u00e1ch ti\u1ebfp c\u1eadn h\u1ea1n ch\u1ebf n\u00e0y khi\u1ebfn doanh
\nnghi\u1ec7p ph\u1ea3i t\u1ef1 k\u1ebft n\u1ed1i th\u1ee7 c\u00f4ng gi\u1eefa d\u00f2ng ti\u1ec1n thu v\u00e0o v\u00e0 chi ra.<\/p>\n

Payoneer n\u1ed5i b\u1eadt nh\u1edd kh\u1ea3 n\u0103ng
\nk\u1ebft n\u1ed1i c\u1ea3 hai \u0111\u1ea7u c\u1ee7a quy tr\u00ecnh t\u00e0i ch\u00ednh doanh nghi\u1ec7p. N\u1ec1n t\u1ea3ng n\u00e0y cho ph\u00e9p
\nb\u1ea1n nh\u1eadn, gi\u1eef v\u00e0 g\u1eedi ti\u1ec1n b\u1eb1ng nhi\u1ec1u lo\u1ea1i ti\u1ec1n t\u1ec7 trong c\u00f9ng m\u1ed9t h\u1ec7 sinh th\u00e1i.
\nB\u1eb1ng c\u00e1ch li\u00ean k\u1ebft tr\u1ef1c ti\u1ebfp kho\u1ea3n ph\u1ea3i thu to\u00e0n c\u1ea7u v\u1edbi kho\u1ea3n ph\u1ea3i tr\u1ea3, doanh
\nnghi\u1ec7p ti\u1ebft ki\u1ec7m \u0111\u00e1ng k\u1ec3 th\u1eddi gian v\u00e0 chi ph\u00ed x\u1eed l\u00fd th\u1ee7 c\u00f4ng. \u0110\u00e2y l\u00e0 l\u1ef1a ch\u1ecdn
\n\u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p cho c\u00e1c doanh nghi\u1ec7p B2B \u0111ang qu\u1ea3n l\u00fd giao d\u1ecbch xuy\u00ean bi\u00ean
\ngi\u1edbi ph\u1ee9c t\u1ea1p.<\/p>\n

Xu h\u01b0\u1edbng t\u01b0\u01a1ng lai c\u1ee7a thanh
\nto\u00e1n xuy\u00ean bi\u00ean gi\u1edbi<\/h2>\n

T\u01b0\u01a1ng lai c\u1ee7a t\u00e0i ch\u00ednh \u0111ang
\nchuy\u1ec3n t\u1eeb \u201cph\u1ecfng \u0111o\u00e1n\u201d sang \u201cbi\u1ebft ch\u00ednh x\u00e1c\u201d. Ch\u00fang ta \u0111ang ch\u1ee9ng ki\u1ebfn ba xu
\nh\u01b0\u1edbng l\u1edbn:<\/p>\n

\u00a0 \u00a0 \u00a0\u2022 D\u1eef li\u1ec7u phong ph\u00fa (ISO
\n20022): Chu\u1ea9n d\u1eef li\u1ec7u m\u1edbi n\u00e0y cho ph\u00e9p m\u1ed7i giao d\u1ecbch thanh to\u00e1n mang theo nhi\u1ec1u
\nth\u00f4ng tin h\u01a1n, gi\u00fap qu\u00e1 tr\u00ecnh \u0111\u1ed1i so\u00e1t tr\u1edf n\u00ean t\u1ef1 \u0111\u1ed9ng v\u00e0 d\u1ec5 qu\u1ea3n l\u00fd h\u01a1n ngay
\nc\u1ea3 v\u1edbi kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch l\u1edbn.<\/p>\n

\u00a0 \u00a0 \u00a0\u2022 AI x\u00e1c th\u1ef1c tr\u01b0\u1edbc giao d\u1ecbch:
\nC\u00e1c h\u1ec7 th\u1ed1ng th\u00f4ng minh hi\u1ec7n nay c\u00f3 th\u1ec3 ki\u1ec3m tra l\u1ed7i tr\u01b0\u1edbc khi ti\u1ec1n r\u1eddi kh\u1ecfi
\nt\u00e0i kho\u1ea3n. B\u1eb1ng c\u00e1ch ph\u00e1t hi\u1ec7n sai s\u00f3t t\u1eeb s\u1edbm, c\u00f4ng ngh\u1ec7 n\u00e0y gi\u00fap tr\u00e1nh c\u00e1c
\nkho\u1ea3n thanh to\u00e1n b\u1ecb \u0111\u00ecnh tr\u1ec7 v\u00e0 duy tr\u00ec ho\u1ea1t \u0111\u1ed9ng chu\u1ed7i cung \u1ee9ng \u1ed5n \u0111\u1ecbnh.<\/p>\n

\u00a0 \u00a0 \u00a0\u2022 T\u00e0i ch\u00ednh t\u00edch h\u1ee3p: Thanh
\nto\u00e1n \u0111ang \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p tr\u1ef1c ti\u1ebfp v\u00e0o c\u00e1c ph\u1ea7n m\u1ec1m doanh nghi\u1ec7p s\u1eed d\u1ee5ng h\u1eb1ng
\nng\u00e0y. H\u1ec7 th\u1ed1ng ERP ho\u1eb7c ph\u1ea7n m\u1ec1m l\u1eadp h\u00f3a \u0111\u01a1n c\u00f3 th\u1ec3 x\u1eed l\u00fd giao d\u1ecbch ngay b\u00ean
\ntrong n\u1ec1n t\u1ea3ng, gi\u00fap doanh nghi\u1ec7p kh\u00f4ng c\u1ea7n chuy\u1ec3n \u0111\u1ed5i qua l\u1ea1i gi\u1eefa nhi\u1ec1u c\u00f4ng
\nc\u1ee5 kh\u00e1c nhau \u0111\u1ec3 qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n.<\/p>\n

K\u1ebft lu\u1eadn<\/h3>\n

Thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi l\u00e0
\ntrung t\u00e2m c\u1ee7a th\u01b0\u01a1ng m\u1ea1i to\u00e0n c\u1ea7u. Khi h\u1ec7 th\u1ed1ng n\u00e0y g\u1eb7p tr\u1ee5c tr\u1eb7c do quy tr\u00ecnh
\nch\u1eadm ho\u1eb7c chi ph\u00ed \u1ea9n, to\u00e0n b\u1ed9 ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a b\u1ea1n s\u1ebd b\u1ecb \u1ea3nh h\u01b0\u1edfng. V\u1edbi
\nc\u00e1c c\u00f4ng c\u1ee5 ph\u00f9 h\u1ee3p, m\u1edf r\u1ed9ng qu\u1ed1c t\u1ebf c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh c\u01a1 h\u1ed9i t\u0103ng tr\u01b0\u1edfng l\u1edbn
\nnh\u1ea5t c\u1ee7a doanh nghi\u1ec7p.<\/p>\n

Vi\u1ec7c hi\u1ec3u r\u00f5 c\u00e1c m\u00f4 h\u00ecnh thanh
\nto\u00e1n hi\u1ec7n c\u00f3 s\u1ebd gi\u00fap b\u1ea1n l\u1ef1a ch\u1ecdn \u0111\u00fang gi\u1ea3i ph\u00e1p cho qu\u00e1 tr\u00ecnh m\u1edf r\u1ed9ng to\u00e0n
\nc\u1ea7u. \u0110\u1ed3ng th\u1eddi, h\u1ee3p t\u00e1c v\u1edbi m\u1ed9t n\u1ec1n t\u1ea3ng nh\u01b0 Payoneer s\u1ebd gi\u00fap doanh nghi\u1ec7p x\u00e2y
\nd\u1ef1ng n\u1ec1n t\u1ea3ng t\u00e0i ch\u00ednh \u0111\u1ee7 m\u1ea1nh \u0111\u1ec3 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng tr\u00ean th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf.<\/p>\n

\u00a0<\/p>\n

\u00a0<\/p>\n

Th\u00f4ng c\u00e1o b\u00e1o ch\u00ed n\u00e0y c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u0103ng t\u1ea3i tr\u00ean VRITIMES<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

M\u1edf r\u1ed9ng ra th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf gi\u1edd \u0111\u00e2y kh\u00f4ng c\u00f2n l\u00e0 m\u1ed9t b\u01b0\u1edbc \u0111i t\u00e1o b\u1ea1o n\u1eefa m\u00e0 \u0111\u00e3 … <\/p>\n","protected":false},"author":1,"featured_media":45605,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-45604","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vietnam"],"_links":{"self":[{"href":"https:\/\/sundalandstar.com\/index.php?rest_route=\/wp\/v2\/posts\/45604","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sundalandstar.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sundalandstar.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sundalandstar.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sundalandstar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=45604"}],"version-history":[{"count":0,"href":"https:\/\/sundalandstar.com\/index.php?rest_route=\/wp\/v2\/posts\/45604\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sundalandstar.com\/index.php?rest_route=\/wp\/v2\/media\/45605"}],"wp:attachment":[{"href":"https:\/\/sundalandstar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=45604"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sundalandstar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=45604"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sundalandstar.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=45604"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}